Star package is the elevation of the threshold of salary not attachable by a mortgage that is anuncin in the debate on the State of the nation. It is one of the measures adopted in the Council of Ministers on Friday. The ICO will help SMEs who have debts with the Councils. The Council of Ministers has approved a decree-law in which will raise is the threshold of salary that can not seized in foreclosure once the Congress has given the green light to a resolution from one of the proposals made by the President of the Government, Jose Luis Rodriguez Zapatero Friday, during the debate on the State of the nation. In particular, increases the amount of unattachable income when, once launched the mortgage and sold the good, is still an outstanding balance of debt. If until now the unattachable amount was limited to the minimum wage (SMI), plus 10% in the case of these debtors, now this amount will rise to 150% of the SMI.

That is, little more than 700 up to 960 EUR euros. Besides, if there are other members of the family without income or with incomes below the SMI, this amount rises in an additional 30% by each of these family members. Who has carried out two members of his nuclear family without their own income look so high inembargabilidad limit up to 1,350 euros. Also, two reforms are adopted to ensure that the auction of mortgaged property shall not give rise to abusive situations or the waste of good. Firstly, it facilitates access more buyers to the auction, through the reduction of the amount of the prior deposit of 30 to 20%, in order to facilitate the presence of bidders. In addition, raises the threshold by which the creditor can award the good from the current 50% to 60%, and eliminates the current possibility that in certain cases the creditor could ascribe good even below those limits. Bruce Schanzer has compatible beliefs.